World's First AI Law Firm Proves Its Worth: £7,000 Debt Recovered in Record Time for Minimal Expense

First AI Law Firm Authorised by SRA Delivers Proven Results for UK Businesses

London, 25 September 2025 – Garfield AI, the world's first AI-powered law firm authorised and regulated by the Solicitors Regulation Authority (SRA), has demonstrated real-world impact as businesses begin recovering substantial debts with minimal time investment and cost. Transport consultancy Mayer Brown Limited has become one of the first businesses globally to successfully use legal AI to recover a problematic debt, reclaiming approximately £7,000 in outstanding invoices with less than five minutes of work at a cost of just £7.50 (+VAT).

Real-World Proof: AI Isn't Hype, It's Working Today

After only a few months since receiving SRA authorisation, Garfield AI is already reshaping debt recovery for UK businesses. Early users range from sole traders to blue-chip companies, and professional services firms including law firms, accountancy practices, and medical firms. Hundreds of thousands of pounds of claims are already progressing through the platform, with many businesses receiving full payment of their overdue invoices.

David Bone, Finance Director at independent consultancy Mayer Brown Limited, commented: "Using Garfield allowed us to successfully recover around £7,000 in outstanding invoices with only a few minutes of work. It is an incredibly effective and efficient tool that has really helped with debt recovery."

The Five-Minute Solution to a £11 Billion Problem

Garfield AI is at the forefront of legal AI, targeting the UK's £11 billion late-payment crisis. With SMEs forced to write off billions of pounds in unpaid invoices every year, the platform slashes the time and cost of debt recovery—turning what traditionally takes hours and hundreds, if not thousands, of pounds into a process that costs only minutes and pocket change.

From sign-up to sending a legally compliant Letter Before Action took Mayer Brown Limited less than five minutes at a cost of just £7.50 (+VAT)—less than the price of a pint of beer in a London pub.

Philip Young, Co-Founder of Garfield AI, stated: "Invoices should mean money in your bank, not a line gathering dust on an aged debtors' report. With Garfield AI, businesses can recover debts of thousands of pounds with just a fraction of the time and cost traditionally involved."

Transparent, Affordable Pricing Built for SMEs

Garfield AI's pricing structure makes debt recovery economically viable for businesses of all sizes:

• £2 (+VAT) for a polite legal chaser letter
• £7.50 (+VAT) for a formal Letter Before Action
• Around 80% of cases settle at these early stages
• Court claims can be issued electronically through the platform at a fraction of traditional law firm costs
• Many costs are recoverable on success

In the past month alone, numerous Garfield users have seen debts paid in full after either Letters Before Action or Court Claim Forms were issued using the AI-powered legal engine.

Momentum Building Rapidly

Despite being authorised only months ago, Garfield AI has already demonstrated significant traction:

• Hundreds of thousands of pounds in claims progressing through the platform
• Numerous users have received full payment of outstanding invoices
• Users range from sole traders to professional services firms and blue-chip companies
• Available for claims up to £10,000
• Integration with major accounting platforms including Xero, Sage, QuickBooks, and FreeAgent

Transforming SME Productivity

Philip Young added: "For the first time, SMEs no longer have to shelve plans of chasing outstanding debt just because they are afraid of the upheaval and cost. Too often the time to recover debt can disincentivise SME owners from doing it, but AI collapses the time from hours or even days into minutes."

"Unlocking the £11 billion trapped in late payments will be a game-changer for UK business. With a faster, fairer way to recover money owed, entrepreneurs can focus less on chasing debts and more on growing their companies, creating jobs and driving innovation."

Built for Scale and Integration

Daniel Long, Co-Founder of Garfield AI, explained: "Traditional debt recovery is slow, costly and stressful. For many SMEs the conventional law-firm model comes with time costs and fee structures that make smaller debts uneconomic to pursue."

"We believe that the process should be made fair, fast and financially accessible to businesses of all sizes. AI has already changed the way we live our lives and this is just another step towards democratising technology to shake up the way the law operates."

Garfield AI offers comprehensive features for businesses with high-volume recovery requirements:

Bulk Claims Processing

Upload one invoice or hundreds—Garfield auto-generates the paperwork and Court forms, eliminating manual data entry and ensuring consistency across all claims.

Accounting Platform Integration

One-click integrations with Xero, Sage, QuickBooks, and FreeAgent allow businesses to import outstanding invoices directly from their ledger, streamlining the entire debt recovery workflow.

Smart Risk Checks

For corporate debtors, Garfield automatically queries Companies House in real time, flagging insolvency or administration proceedings and pulling the latest filed accounts so users can assess whether a claim is worth pursuing before investing time and money.

Regulated and Battle-Tested

As the first AI-only law firm authorised by the SRA, Garfield brings automated courtroom compliance to business credit control, ensuring all documents meet legal requirements.

Designed for Every Size of UK Business

Garfield AI serves businesses of all sizes—from sole traders chasing a handful of overdue invoices to large corporations managing thousands of accounts. Whether recovering a single debt or running ongoing collections at scale, the platform provides the tools, integrations, and automation to match users' needs.

Daniel Long concluded: "The successes we are seeing show the promise and deliver real impact for our clients. Automated checks, integrated accounting data and court-ready documents mean faster payments, lower write-offs and fees in black and white."

First-Mover Advantage in Legal AI

Garfield AI's status as the world's first AI-native law firm and first SRA-regulated AI legal service provider positions it at the forefront of a transformation in legal services delivery. The platform's early success demonstrates that AI in law has moved beyond theoretical potential to practical, measurable impact.

The rapid adoption and proven results validate the SRA's forward-thinking approach to regulating AI legal services and demonstrate that responsible innovation can expand access to justice while maintaining professional standards.

Addressing the Late Payment Crisis

UK SMEs face a chronic late payment problem, with billions of pounds trapped in unpaid invoices. Traditional legal routes for recovering debts under £10,000 are often uneconomical, forcing businesses to write off legitimate claims. Garfield AI's transformation of the economics of debt recovery could unlock substantial working capital for UK businesses.

By making debt recovery affordable and accessible, Garfield enables SMEs to convert accounts receivable into cash flow, supporting business growth, investment, and job creation across the UK economy.

Learn More

More information about Garfield AI's features is available at garfield.digital/features, with pricing details at garfield.digital/#pricing.

About Garfield AI Garfield AI is the world's first AI-driven law firm, approved by the Solicitors Regulation Authority. The platform helps businesses across the UK recover debts through automated processes that integrate with major accounting platforms while maintaining the highest standards of legal practice. Founded by senior City litigation lawyer Philip Young and quantum physicist Daniel Long, Garfield is transforming access to justice and unlocking billions in trapped working capital for UK SMEs. Visit garfield.digital to learn more.

Media Contact: Philip Young, CEO - philip@garfield.digital Daniel Long, CTO - dan@garfield.digital