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Garfield is not a solicitor or a barrister. In fact, Garfield is not even human! It hasn't sat any law degrees. It is a legal assistant that is a machine learning application.

Garfield helps users pursue a debt claim in the small claims track of the English County Court. As part of this, Garfield will guide you through all the steps necessary to take a case to trial and help you compose and send the relevant documents, and respond to any documents you receive from the Court or the debtor. Garfield will not give you legal advice on the merits of the case.

Garfield can help you if you (or, if you are a law firm, your client) sold goods and/or supplied a service. If you are a law firm, Garfield can help you if you agreed a fixed fee as Garfield does not presently handle detailed assessment. Finally, Garfield does not presently conduct landlord and tenant claims or claims based on loan agreements. If you are interested in this service, please email us at enquiries@garfield.digital.

Not yet, but further claims are coming in 2025.

Yes. At any time you can download the documents generated through Garfield. Please note that if you have started a Court case, you cannot simply ignore it and you will need to resolve it with the debtor.

Yes but only if you are willing to claim no more than £10,000. Garfield does not handle fast track claims.

Yes, Garfield can draft settlement letters for you, including responses to the debtor's settlement letters, if any.

The debtor will pay you (or, if you are a law firm, it may pay your client). Payment of the debt is not routed through Garfield as an intermediary.

You will be entitled to use the Court's enforcement powers to enforce payment of the debt.

Garfield's fees for issuing a Claim Form, applying for default judgment and dealing with an admission are set at the levels the Court permits recovery of from the debtor. The Court has a discretion to award these fees to you, together with the fees that have to be paid to the Court. Ordinarily this discretion is exercised in favour of a successful claimant.

No.

Providing the case is allocated to the small claims track, Garfield will help you respond to the counterclaim.

Garfield will prepare the trial bundle and a skeleton argument for you. Small claims hearings are designed so that you can represent yourself. Or you can pass Garfield's documents to a barrister or law firm to represent you at the trial if you wish.

Garfield can only assist you with claims allocated to the small claims track. If the claim is allocated to a different track, you will need to take it forward without further assistance from Garfield. You will be able to download all the documents and there will be no further charge.

No, sorry. Garfield can only be used by claimants, or by law firms representing claimants.

When Garfield generates a document or proposes that you take a step in the dispute, you have to check the facts that Garfield understands. You have to do the same thing with a human lawyer. Apart from that, we have taken steps to protect against Garfield hallucinating.

We keep all information confidential and data secure. We use enterprise grade security and all suppliers have entered into strict confidentiality obligations to us.