Garfield AI

Written by

Philip Young

Founder & CEO

Table of contents:

Claim Form (Form N1)

Particulars of Claim

Considerations for Drafting

Garfield can draft both the N1 Claim Form and the Particulars of Claim for you.

Conclusion

Preparing claim forms for small claims

Learn about the crucial elements of Claim Forms and Particulars of Claim in small debt claims in English Courts, including key considerations for effective drafting.

Legal Procedures

5 minutes

Legal documents and pen representing Claim Forms for small debt claims

In the context of the small claims track of the English Courts, the Claim Form and Particulars of Claim are crucial documents. They begin formal legal proceedings and outline the basis of your debt claim against the defendant. Crafting these documents with precision and clarity is vital to ensure that your claim is understood, which can influence the outcome of the case.

Claim Form (Form N1)

The Claim Form is the initial document that officially starts the Court process. It should include:

  1. Personal Details:
    • Claimant’s and Defendant’s Names and Addresses: Ensure these are accurate to avoid any service issues.
  2. Brief Details of the Claim:
    • This section should succinctly describe the nature of the claim, e.g., "Claim for unpaid invoices for goods supplied."
  3. Value:

Particulars of Claim

The Particulars of Claim provide a more detailed explanation of the claim. It can either be included on the N1 Claim Form itself or attached to the Claim Form if it does not fit in the space provided on the form itself. Key elements include:

  1. Introduction:
    • A statement identifying the claimant and the defendant.
  2. Background:
    • An account of the facts leading to the claim. This should include dates of any agreements, what was agreed upon (e.g., goods to be supplied, services rendered), and the terms of payment.
    • Clearly mention any invoices or statements issued, including dates and amounts, emphasizing that the goods or services were delivered as agreed but the payment was not made as per the agreement.
  3. Breach and Loss:
    • Specify the breach of contract (e.g., non-payment of invoices) and outline how this has caused a financial loss.
  4. Interest and Costs:
    • If applicable, explain the calculation of any interest being claimed. Reference the basis for claiming such interest, whether under the terms of the contract or through statutory entitlement.
    • State clearly that you will be seeking to recover the costs of the claim as per the small claims track rules, which usually only cover fixed costs and court fees.

Considerations for Drafting

A well drafted Claim Form and Particulars of Claim require the following:

  1. Clarity and Precision:
    • Use clear, concise language to ensure that anyone reading the documents can understand the basis of your claim without needing specialized legal knowledge.
    • Avoid legal jargon or overly technical terms unless they are necessary to describe the specifics of the case.
  2. Accuracy:
    • Double-check all dates, figures, and names. Inaccuracies can lead to delays or challenges that might complicate the case or even cause it to be dismissed.
  3. Completeness:
    • Ensure all relevant information is included so that your claim is presented fully and robustly. Omitting critical details can weaken your position.
  4. Compliance with Rules:
    • Ensure that your claim complies with the relevant legal requirements and court rules, including any specific requirements for the small claims track.

Garfield can draft both the N1 Claim Form and the Particulars of Claim for you.

Conclusion

The Claim Form and Particulars of Claim are foundational documents in any litigation and must be drafted with care to ensure they effectively communicate the details and basis of your claim. In the small claims track. They not only inform the Court and the defendant about the nature of your claim but also demonstrate your professionalism and preparedness, thereby setting a positive tone for the proceedings.

As noted above, Garfield can and will draft both documents for you, saving you time, trouble and cost.

About the Author

Philip Young

Philip Young

Founder & CEO

Philip is the co-founder and CEO of Garfield AI, the world's first SRA-authorised law firm to provide legal services via AI. The platform helps businesses recover debts up to £10k through England & Wales' small claims process. A qualified solicitor and solicitor advocate, Philip spent eight years at Baker & McKenzie specialising in complex international litigation before co-founding boutique firm Cooke, Young & Keidan LLP in 2009. He retired from practice in 2022 and launched Garfield AI the following year with co-founder Daniel Long. Philip also serves on the advisory committee of Winward Litigation Finance.

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